Financing Options
Flexible payment plans for garage doors & entry doors
0% Interest if Paid in Full Within 6 Months
Get your new garage door or entry door now and pay it off over 6 months with no interest—as long as the balance is paid in full within the promotional period.
How it works: No interest is charged if you pay the full balance within 6 months. If a balance remains after 6 months, interest is charged from the original purchase date at the standard APR (26.99% for new cardholders). See full terms below. Subject to credit approval.
All Financing Plans
We offer five Synchrony plans. Monthly payment estimates use Synchrony’s published payment factors (monthly payment = balance × factor).
No Interest if Paid in Full · 6 Months
- No minimum purchase ✓
- Type: Deferred interest
- Payment factor: 2.50%
- Est. payment: $250/mo per $10,000
- If not paid in 6 mo: Interest from purchase date*
No Interest if Paid in Full · 18 Months
- Type: Deferred interest
- Payment factor: 2.50%
- Est. payment: $250/mo per $10,000
- If not paid in 18 mo: Interest from purchase date*
- $10,000 minimum purchase
5.99% APR · 37 Months
- Type: Fixed payment, reduced APR
- Payment factor: 3.00%
- Est. payment: $300/mo per $10,000
- No retroactive interest
- $10,000 minimum purchase
9.99% APR · 98 Months
- Type: Fixed payment, reduced APR
- Payment factor: 1.50%
- Est. payment: $150/mo per $10,000
- No retroactive interest
- $10,000 minimum purchase
9.99% APR · 132 Months
- Type: Fixed payment, reduced APR
- Payment factor: 1.25%
- Est. payment: $125/mo per $10,000
- No retroactive interest
- $10,000 minimum purchase
Payment Examples
Estimated monthly payments by project size, using Synchrony’s payment factors. Financing is best suited to larger projects (most full bundles run $10,000+).
$10,000 Project
Example: an entry door + garage door bundle
$15,000 Project
Example: a larger bundle or multi-door job
$20,000 Project
Example: a full multi-door + entry package
Payments are estimates based on Synchrony’s payment factors and are rounded. Your actual payment depends on your approved plan and final balance. The lower-factor plans (952, 943) have smaller monthly payments but carry interest over a longer payoff.
⚠️ About Our Promotional Offers
Our sale prices and bundle discounts are standard-payment specials (cash, check, card, etc.)—they’re not eligible for financing. If you’d like to finance, Synchrony financing is available on our standard products at regular catalog pricing.
How it works:
- For promotional / sale pricing: pay by any standard payment method (cash, check, card, etc.).
- For Synchrony financing: standard catalog items at their regular listed prices.
The promotional discount and financing can’t be combined on the same purchase. Call us and we’ll happily walk you through both so you can pick what’s best for you.
How Financing Works
Simple, transparent, fast.
How do I apply for financing?
Call us at (201) 633-5796 and tell us about your project. We’ll help you apply through Synchrony. Approval decisions are typically quick, and if approved, your financing is ready to use toward your project.
What’s the difference between the 0% plans and the APR plans?
The 0% plans (Plan 920 and 924) are “deferred interest”—you pay no interest as long as you pay the full balance within the promo window (6 or 18 months). If a balance remains after that window, interest is charged back to the purchase date. The reduced-APR plans (980 at 5.99%, 952 and 943 at 9.99%) charge a set, fixed interest rate the whole time with no retroactive interest. We’ll help you choose the one that fits your payoff plan.
Can I use financing AND the spring sale discount?
No—our sale prices and bundle discounts (like the $999 door or 25% off a bundle) are standard-payment specials and aren’t eligible for financing. If you’d prefer to finance, Synchrony financing is available on our standard products at their regular catalog pricing. The promotional discount and financing just can’t be combined on the same purchase—we’ll explain both when you call so you can choose what works best.
Is there a minimum project size to finance?
Financing can be used on smaller projects, but it makes the most sense on larger jobs—most full entry-plus-garage bundles run $10,000 or more, which is where the monthly-payment options really help. We’re happy to talk through whether financing makes sense for your specific project.
What happens if I don’t pay off a 0% plan in time?
On the deferred-interest plans (920 and 924), if you don’t pay the full balance within the promotional period, interest is charged from the original purchase date at the standard card APR (26.99% for new cardholders). That’s why we walk you through a realistic payoff plan before you choose it—so the 0% stays 0%.
Can I pay off financing early?
Yes. There are no prepayment penalties—paying early on an APR plan saves you interest, and on a deferred-interest plan it locks in the 0%. Synchrony makes early payoff easy.
Who handles my account and billing?
Synchrony manages billing, payments, and account questions—we handle your doors and installation. We’ll give you their contact information when you set up financing.
Ready? Let’s Get Started
Call us, tell us about your project, and we’ll run your financing numbers.
Synchrony Financing Disclosures
Financing offered through Synchrony Bank, subject to credit approval. The disclosures below apply to each promotional plan offered. The plan available to you, and its exact terms, are confirmed at the time of your quote.
Plan 920 — No Interest if Paid in Full within 6 Months.§ On qualifying purchases made with your Synchrony Project Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 Months. $29 account activation fee may apply. Fixed Monthly Payments required equal to 2.5% of the highest balance applicable to this promo purchase.
§Promotional/sale-priced items are not eligible for this financing offer. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase during the promotional period for purchases made on or after 1/15/2026, or until the promotional purchase is paid in full for purchases made before 1/15/2026. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to promotional purchases, except that for purchases made before 1/15/2026, the fixed monthly payment that is based on the highest balance applicable to this promotional purchase will continue to be required until the promotion is paid in full. New Accounts as of 8/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Plan 924 — No Interest if Paid in Full within 18 Months.§ On qualifying purchases of $10,000.00 or more after discounts made with your Synchrony Project Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 Months. $29 account activation fee may apply. Fixed Monthly Payments required equal to 2.5% of the highest balance applicable to this promo purchase.
§Promotional/sale-priced items are not eligible for this financing offer. Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase during the promotional period for purchases made on or after 1/15/2026, or until the promotional purchase is paid in full for purchases made before 1/15/2026. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to promotional purchases, except that for purchases made before 1/15/2026, the fixed monthly payment that is based on the highest balance applicable to this promotional purchase will continue to be required until the promotion is paid in full. New Accounts as of 8/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Plan 980 — 5.99% APR for 37 Months.† On qualifying purchases of $10,000.00 or more after discounts made with your Synchrony Project Card. $29 account activation fee may apply. Fixed monthly payments required for 37 months.
†Promotional/sale-priced items are not eligible for this financing offer. Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. Interest will be charged from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 3.00% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 8/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Plan 952 — 9.99% APR for 98 Months.† On qualifying purchases of $10,000.00 or more after discounts made with your Synchrony Project Card. $29 account activation fee may apply. Fixed monthly payments required for 98 months.
†Promotional/sale-priced items are not eligible for this financing offer. Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. Interest will be charged from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.50% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 8/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Plan 943 — 9.99% APR for 132 Months.† On qualifying purchases of $10,000.00 or more after discounts made with your Synchrony Project Card. $29 account activation fee may apply. Fixed monthly payments required for 132 months.
†Promotional/sale-priced items are not eligible for this financing offer. Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. Interest will be charged from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.25% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 8/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Payment examples shown above (e.g. “$250/mo per $10,000”) are estimates based on Synchrony’s published payment factors and are rounded up to the next whole dollar; actual minimum payments and totals depend on your approved plan and balance. Reduced-APR plans (980, 952, 943) and Plan 924 require a minimum purchase of $10,000.
Promotional pricing. Our promotional and sale prices and bundle discounts are standard-payment specials and are not eligible for financing; financing is available on standard catalog items at regular retail pricing (see “About Our Promotional Offers” above). Terms are set by Synchrony and subject to change.